Under certain circumstances a borrower may have their nursing loan deferred.
If You Are In School
If you are at least a half-time student in a nursing program you can defer your loan. Deferments do not happen automatically. You must follow up with ECSI or D'Youville to ensure your deferment is processed.
You will need to have the Registrar's Office at your school complete an enrollment verification to certify your enrollment. It must state that you are a Nursing major enrolled at least half-time.
Forbearance
Forbearance is a temporary postponement of payments, and can be granted to any borrower experiencing financial difficulty. During the forbearance period, interest continues to accrue monthly. Nursing loan borrowers should make arrangements to pay the interest monthly. Forbearance can be granted for periods up to one year at a time. Borrowers must request forbearance in writing, stating the reason for the forbearance and provide supporting documentation.
Military / Uniformed Service
Deferment can be granted for a maximum of three years while the borrower is on active duty with the Military or is a member of a uniformed service, including NOAAC and the Public Health Service. Please note that there is a combined three year maximum for service in a uniformed service and the Peace Corps.
Peace Corps
Deferment can be granted for a maximum of three years while the borrower is a member of the Peace Corps Volunteer Service. Please note that there is a combined three year maximum for service in a uniformed service and the Peace Corps.
Contact Us
Heartland ECSI
100 Global View Drive
Warrendale, PA 15086
Phone: 888-549-3274
Fax: 844-365-8099
Website: heartland.ecsi.net/